By: Melissa KerickOwning a home can be a powerful tool for building long-term wealth and securing your family's financial future. When done correctly, refinancing your mortgage can enhance these benefits and provide even greater value from homeownership.
By: Melissa KerickWhether you're just starting the home purchase process, about to close on a home, or already enjoying homeownership, understanding your Loan-To-Value (LTV) ratio is essential. It significantly impacts your finances and mortgage options.
By: Melissa KerickAs you get ready to buy a home, you might be curious about what your monthly mortgage bill will include. You may have heard the terms “PITI payment” or “PITIA payment,” which refer to the various costs in your monthly mortgage bill.